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If you don’t have collateral for a personal loan, do you have somebody you can trust with good credit?
Since they can take your collateral if you fail to pay up on your loan, they are more likely to risk dealing with someone with bad credit or no credit.
For example, Good Shepherd Youth and Family Service has been helping disadvantaged Australians for 150 years.
The organization operates more than 400 locations throughout the country, and one of their services is no interest loans for low income persons.
There are several different types of bad credit personal loans to look into though, depending on what you need the money for. If you do, you might consider applying for a secured loan.
Major banks and financial institutions offer these, which is an advantage, considering that you are not going to be scammed by a company you’re familiar with.
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Their loans are small, but can be helpful if you have an emergency or need a little extra money to get back on your feet after a crisis.